Independent agents work for you, not an insurance company. They can assess your specific needs, budget, and health conditions to recommend the most suitable insurance plans.
Agents may be aware of discounts, promotions, or special programs offered by insurance carriers that you might not find on your own. They can help you find cost-effective options.
Health insurance regulations and laws can change. A licensed agent can help you stay compliant with these changes and keep you informed about any updates affecting your coverage.