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Posts Tagged ‘Policy’

HO-3 Policy

July 26th, 2010

HO -3 is the most complex insurance policy.

The widely used HO-3 policy, which provides the most extensive homeowner’s coverage available, is sometimes a problematic one. If the home is damaged, the loss will be measured at replacement cost without deduction for depreciation, subject to the following. The following takes away much of what the preceding gives.

Damaged Building

First, anything resembling replacement cost is only available if at the time of loss the amount of insurance in this policy on the damaged building is 80% or more of the full replacement cost of the building prior to the loss. I

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Tags: Policy
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Business Owners Insurance Policy

October 27th, 2009

Business Owners Insurance Policy also known as BOP is a packaged policy that combines Property Insurance and General Liability.  It can also come with other add on coverages for small and medium size businesses that are in a low risk class.  Some of the factors that go into determining eligibility include annual sales and number of employees.  A Business Owners Policy includes property insurance to cover physical assets and general liability for your commercial liability. 

Find quotes for Business Owners Insurance by going to the home page of Commercial Insurance .NET

Tags: Insurance Policy, Owners Insurance, Owners Insurance Policy, Policy
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