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Posts Tagged ‘Car Insurance’

Understanding Car Insurance Deductibles

September 11th, 2010

Definition

1. The deductible is the amount you pay toward any covered loss before the insurance company begins to pay. Deductibles typically apply to comprehensive (or comp) and collision coverages.

Deductible Vs. Premium

2. Setting your deductible higher results in lower annual premiums. For example, if you choose a $500 deductible, your premium could be 30 percent lower than if you choose a $200 deductible. However, you must make sure you can afford to pay the higher deductible if your car is ever damaged.

Windshield Coverage Deductible

3. Some insurance companies charge a separate deductible for replacing damaged windshields.

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Tags: Car Insurance, Insurance
Posted in Latest Insurance News | No Comments »

What Is Overlap Car Insurance?

August 21st, 2010

Benefits of Overlap Car Insurance

1. office worker image by Peter Baxter from Fotolia.com  Human error can result in dates being input wrong on your new insurance policy. Overlapping your car insurance, especially when switching insurance companies, ensures that your vehicle is covered throughout the process. A lapse of your policy can mean no coverage in the event of an accident or claim. An error can cause a lack of insurance coverage if dates are input wrong or there is confusion on the part of the agent.

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Tags: Car Insurance, Insurance, Overlap Car, Overlap Car Insurance
Posted in Latest Insurance News | No Comments »

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