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Today’s News: Two-thirds of Arkansas Kids Uninsured, Age Influences Auto Policy Purchases and Achy Joints May Require Disability Insurance

July 21st, 2010

Health care reform may need to kick in soon to help the two-thirds of Arkansas kids who are currently living without health insurance. In other news, it seems that decisions made with auto insurance policy purchases are determined by age and those who have the normal achy joints may need disability life insurance.

Two-thirds of Arkansas Kids Go without Health Insurance

As lawmakers try to work out the kinks of health care reform to try to offer health insurance to millions of Americans, nearly 70 percent of children in Arkansas suffer without coverage. A children’s advocacy group says the state needs to do a better job of making sure they’re insured. A re

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The Best Personal Loan

July 19th, 2010

There are a variety of loans available for people who need cash immediately. The personal loan is one of them. This type of loan is preferred by many people because it can be used for whatever the borrower needs to do, unlike other loans that can only be used for specific purposes. Another good reason why people prefer this loan is that it does not require too much from the borrower.

Even people with bad credit standing can avail of the loan. This lack of strictness of requirements puts the responsibility on the borrower to take the necessary precautions in choosing the best offer in order to avoid serious financial trouble in the future. Read full post…

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Collecting Personal Loans

July 18th, 2010

Today, many people find a personal loan practical to finance their expenses and other monetary issues. Once approved of the loan, they are now obligated to pay off the entire loan on a periodical basis. Many people commit themselves for fulfilling such obligation. However, there are others that intentionally neglect the responsibility they themselves have sworn to do.

When the borrower does not pay its debts, the lender has several options to retrieve what they have lent to them. If you find it difficult to pay your monthly amortization, be honest to the lender and consult him. Immediately opening up to the lender will help him identify workable solutions to remedy the situation. Read full post…

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Rental Vacancies

July 18th, 2010

Apartment living isn’t for everyone. You generally need to fit your family into a smaller space, you give up a personal yard (and a lawn mower, generally), and you have to suffer with sharing the swimming pool with your neighbors. And sometimes the fitness room, too. But if you think that apartment living might be right for you and your family, contact your renters insurance agent and start looking for a great apartment.

Right now, there are tons of rental vacancies, and rates are looking more and more reasonable. T

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Risk Managers Express Low Satisfaction With Service From U.S. Insurance Providers

July 17th, 2010

Corporate risk managers report a serious and growing disconnect between themselves and their insurance brokers and carriers: At a time when U.S. companies are enhancing internal risk management capabilities and elevating risk management to a strategic priority, many brokers and carriers are responding to their own business pressures by becoming more bottom-line focused and transactional in the corporate insurance business, according to new research.

The consequences of this disconnect are clear: The corporate risk managers who participated in Greenwich Associates’ “2010 Large Corporate Insurance Study” expressed low satisfaction with the service they are receiving from virtually all U.S.

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Today’s News: Gov’t Blocks Health Insurer Mergers, Home Insurance Necessary for Hurricane Season and Life Insurance Assessment Tool Available

July 17th, 2010

President Barack Obama is warning health insurance companies that he won’t hesitate to block any company mergers that will stifle competition, while also warning homeowners to protect their homes against a rapidly-approaching hurricane season. Also, MetLife is offering a new tool to help individuals choose life insurance options more effectively.

Government Blocks Health Insurer Attempts at Mergers

Christine Varney, antitrust chief of the Justice Department, told a lawyers’ conference that the Obama administration plans to vigorously enforce anti-monopoly laws so that the newly-passed health care reform bill will see ultimate success. She note

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