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Should I Buy or Keep Renting?

Some people would have you believe that the answer to this question is simple and across the board. They may argue that you are throwing your money away of you rent. While no one would argue the fact that your money is gone when you pay the rent, never to be seen again, the truth is that most of the money paid for a mortgage is also thrown away. There are many expenses associated with home ownership that never seem to make their way into the discussion, notably the extreme difference in price between homeowner’s insurance and renters insurance.

So, is renting better for you? <

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New York Approves Medical Malpractice Insurance Rate Hike

The average medical malpractice insurance rate increase for New York doctors this year will be five percent. The increase, which took effect July 1, follows two years of rates freezes.

New York State Insurance Superintendent James J. Wrynn, who approved the rates, said the increase “will help hold the line on costs for physicians while giving the insurance companies the resources to pay claims as they come due.”

Wrynn established new base rates resulting in five percent increases for Medical Liability Mutual Insurance Co.

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What’s the Real Value of Renting?

Often, people look at a mortgage payment and a monthly rent payment and, if the two are even close, they assume that buying is the better deal. After all, if you rent, you’re just throwing your money away. Or are you?

While there are good reasons to buy and equally good reasons to rent, you should carefully consider the total costs of both before you make a decision to do either. Factor in things like the difference in renters insurance and homeowners insurance and the amount of time you will have to spend maintaining a home.

Consider this: If you rent an apartment or house, you have limited peripheral expenses. I

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Today’s News: New Coverage for Pre-Existing Conditions to Begin, Florida Auto Insurance Fraud Skyrockets and Gov’t Long-Term Care Program Already Doomed

Some relief may be on the way for those who suffer from preexisting conditions as the government has set up a new health insurance program that is to begin soon. In Florida, auto insurance fraud via intentional crashes has skyrocketed and the government plans to start a new program for those in need of long-term care, but there is a major glitch that could force its failure before it even begins.

New Coverage for Pre-Existing Conditions to Begin

A new health insurance program is being launched by the Obama administration that will help Americans who are currently uninsured and also have pre-existing medical problems.

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Healthy Pets pet insurance launches new website

Healthy Pets, the pet insurance specialist, has recently relaunched its website.

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Missouri Vehicle Insurance Laws

1. missouri outline image by Kim Jones from Fotolia.com  Liability insurance is required for all Missouri drivers. Missouri requires all drivers to carry a minimum amount of liability insurance. Insurance companies operating within the state must report all insurance policy sales, cancellations and nonrenewals on registered vehicles to the Missouri Department of Revenue Driver License Bureau. The bureau uses this information to determine the status of illegally uninsured drivers so corrective action can be taken.

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