Insurance Fraud Second Most Costly White-Collar Crime
December 16th, 2011
A new study found that insurance claims submitted for damaged HVAC units were overpaid by 65%. That includes claims submitted during the first half of 2011. The study found that many insurance companies were paying for entire units to be replaced when minor repairs would have done the job just fine. “Our research found that the average claim submitted to insurance companies was the result of a homeowner being told by an HVAC company that their unit was in need of a full replacement, when in actuality, a minor repair would bring the system back to pre-loss condition,” stated Damon Stafford of HVAC Investigators, the company responsible for the study in a news release. “It Read full post…
Tags: Insurance, Insurance Fraud
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TATA AIG Travel Insurance – Buy Online
December 13th, 2011
The ease of buying travel insurance online has helped the traveler who plan an overseas visit. Everyone visiting abroad needs medical insurance coverage to cope with expensive health care system outside India. TATA AIG General Insurance Company has designed travel medical insurance coverage for Indian travelers visiting abroad. While you are in a holiday, business trip or visiting close ones in a foreign country, TATA AIG travel insurance will enable the financial security in case of an unexpected emergency.
TATA AIG travel insurance plans are available online for purchase. Travelers can complete a simple application and enrol for the plan.
Tags: Online, Travel Insurance
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Roundup: Challenging Times For School Nurses; Florida Awaits Medicaid Waiver News
December 11th, 2011
News outlets report on a range of state health policy issues.
HealthyCal: School Nurses, Stretched Thin, Focus On Critical Care Now, nurses regularly do everything from give insulin shots to empty urinary catheter bags. At the same time, state budget cuts mean the number of school nurses in California is shrinking. As a result, nurses say, they are responsible for more students every year and are largely consumed with keeping “medically fragile” children in class (Bookwalter, 12/14).
Health News Florida: Medicaid Waiver Coming Soon, With Patient-Protection Rules This week, federal health officials are expected to give Florida an early Christmas present: an extension on a five-county Medicaid Pilot that requires patients to be enrolled in managed care.
Tags: News, School Nurses
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Office insurance – declaring “manual” work away
December 9th, 2011
Office insurance, like pubs, restaurants, hotels, shops and salons, is something that most of the main UK commercial insurers have designed a package policy for. Rather than speaking to an insurer and saying that you need cover for contents and computers and business interruption and employers liability and public liability etc etc, insurers have package products which contain the normal covers that the particular trade would require.
For offices, the policies will include, or have the option of including, buildings, contents, stock, business computers, employers, public and products liability, money, goods in transit, portable equipment away from the premises (ie smartphones/laptops) and business interruption.
Tags: Insurance, Office Insurance
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Canada’s Top Family-Friendly Employers for 2012
December 6th, 2011
For parents trying to balance a professional life with family life, having a family-friendly employer can be a huge help. The editors of Canadas Top 100 Employers have just released their list of Canada’s top family-friendly employers of 2012. In compiling the list, the editors evaluated each employer in terms of the programs and initiatives they have to assist employees with young families. These include benefits such as maternity and parental leave top-up, the availability of flexible work arrangements and assistance with daycare. Editors also examine the employers health benefit plans, determining whether family coverage is provided (and at what cost), and look at emerging issues in this field, such as benefits for adoptive parents and compassionate leave for taking care of elderly parents. In
Tags: Employers, Familyfriendly Employers
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Employer-sponsored health insurance premiums increase 50 percent in 7 years
December 3rd, 2011
Premiums for employer-sponsored family health insurance rose by 50 percent from 2003 to 2010, and the annual amount workers pay toward their insurance increased by 63 percent, according to a new Commonwealth Fund report examining state trends in health insurance costs.
Meanwhile, premiums are buying less protection. Deductibles per person doubled for employees over the same period.
By 2010, more than half of the U.S. population, 62 percent, lived in a state where health insurance premiums equaled 20 percent or more of earnings for a middle-income individual under age 65, according to the report.
Tags: 50 Percent, Health Insurance, Percent
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How You can benefit from free renters insurance quotes
December 2nd, 2011
First of all, you should know that it will not cost you anything to get a free renters insurance quote just to gauge the market pricing. With the amount of competition for business by the many insurance providers online, it is an exceptionally simple task to search and obtain a free renters insurance quote. Like mentioned earlier, it does not cost you any money by requesting for a quote, and there is no need to accept the very first quote that you receive.
Experts from the insurance industry actually recommend consumers to request at least three quotes and above before comparing the rates and also the coverage of the policies. Read full post…
Tags: Free Renters, Free Renters Insurance, Insurance, Renters Insurance
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Bridgeport Life Insurance – Cheap Life Insurance in Bridgeport
December 2nd, 2011
Bridgeport life insurance agents can help Connecticut residents select the perfect life insurance policy to benefit them and their loved ones. Sometimes it may be necessary to change the beneficiaries of the policy. To make changes to the beneficiaries of your Bridgeport life insurance policy, you’ll have to fill out some forms and contact the company that issued the life insurance policy or the agent directly. When deciding who to name as a beneficiary to your Bridgeport life insurance policy, you may decide to contact a Connecticut attorney that specializes in estate planning.
Preparing to Change Beneficiaries
Whether you are establishing a revocable living trust or an irrevocable life insurance trust in Connecticut, you may need to change the beneficiaries to your Bridgeport life insurance policy.
Tags: Bridgeport, Bridgeport Life Insurance, Life Insurance
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