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Veterans Benefits From the U.S. Government

February 23rd, 2011

Veterans receive U.S. government benefits, including education benefits. Fotolia.com”>

Because of the nature of their service to the United States government, veterans have access to numerous benefits, ranging from home loans to specialized memorial services. Knowing which benefits from the government are available to veterans will help ensure that you have access to all entitlements associated with serving in the U.S. military.

Compensation and Pension

  • Veterans are entitled to compensation and pension benefits from the U.S. government, including pre-discharge program benefits.
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    Tags: Government
    Posted in Latest Insurance News | No Comments »

    Insurance marketing: 7 steps to make your customers feel appreciated

    February 20th, 2011

    For success in insurance marketing, be sure to make your customer feel appreciated. Here are seven tips to building productive relationships:

    1. Be honest. Sounds simple, right? But that doesn’t just mean you shouldn’t tell outright lies. Though, of course, you shouldn’t. You should avoid half-truths and embellishments, too. Overpromising your insurance agency’s capabilities will always backfire. Simply be confident in the product you’re selling and present it as it really is, with both the pros and the cons. You know you have a great product, so with proof of your excellent customer service, you won’t need to tell the customer anything more than the truth.
    2. Don’t just pretend to care. Your customers are smart. They can tell

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    Tags: Feel, Feel Appreciated, Insurance Marketing
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    10 Ways to Save Money on Your Home Insurance

    February 19th, 2011

    Here are 10 top tips to help you lower your home insurance premium. Keep your house protected without paying outrageous home insurance premiums.

    With the everyday cost of living going up and a continually bleak economic situation, everyone is trying to save money at the moment. One of the biggest monthly costs the average person faces is utility bills and for homeowners this includes home insurance.

    If you own a property then you will need to cover it with home insurance or property insurance and this can cost a lot. However, there are many ways in which you can quickly and easily lower your home insurance premium.

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    Tags: Home Insurance, Insurance
    Posted in Latest Insurance News | No Comments »

    Iran Oil Tanker Operator Says Ship Insurers Decline to Renew Coverage

    February 19th, 2011

    Iran’s biggest crude oil tanker operator, NITC, said on Friday that its club of ship insurers had declined to renew policy cover for the coming year due to the impact of tightening sanctions in the European Union.

    Western nations suspect Iran is seeking to develop a nuclear bomb, although Tehran says the program is peaceful.

    NITC gets its third party liability insurance and pollution cover from the P&I Club market, which are marine insurers owned by shipping clients.

    “NITC has found itself caught up in a situation of tightening sanctions as a totally innocent party, along with some 100 other Iranian shipping companies,” NITC chairman and managing director Mohammad Souri said in a statement.

    Souri said it hoped for an early resolution of this matter and “speedy renewal of cover” from international group clubs.

    “In the meantime, the company has been obliged to ensure that alternative P&I arrangements are in place for all ships trading in its international fleet, up to the required level of $1 billion of pollution cover for each incident,” he said.

    “That cover is being provided by a mixture of fixed-premium insurers and other insurance companies based outside the EU, with adequate and suitable reinsurance provision.”

    Tags: Oil Tanker Operator, Renew, Ship Insurers, Tanker Operator
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    Insurance marketing: When you are one among several insurance agents

    February 17th, 2011

    In insurance marketing, it is not unusual for your customer to be contacted by several insurance agents. He or she may be uncomfortable, overwhelmed or being pulled in too many directions by agents who are trying to sell him or her a policy. The customer’s not sure whom to trust.

    You can probably relate to this. We’ve all been in situations where several people are asking for your time and attention and it’s hard to know who to listen to. And in those situations, whom would you have likely ended up listening to? Probably the person you felt the best connection with. The o

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    Tags: Agents, Insurance Agents, Insurance Marketing
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    What Are Financial Barriers?

    February 16th, 2011

    Standard of living often depends on the amount of money a person has to spend and invest. Many common activities that can improve one’s standard of living, such as going to college, starting a business, buying a home, traveling and buying a car, require a significant amount of financial resources. When high costs make a certain activity difficult to afford, it is considered a financial barrier.

    Basics of Financial Barriers

  • Financial barriers can arise in many different contexts and affect individuals, families and businesses. You face a financial barrier any time you decide not to do something because of its cost.
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    Oral hygiene linked to heart health

    February 15th, 2011

    What do your heart and your teeth have in common?

    Did you know that bad dental hygiene can lead to heart disease? An article in my local newspaper today explored the connection between hygiene and coronary health. The surprising connection is how heart disease is directly related to dental up keep.

    In honor of February being Children’s Dental Health Month, it’s time to get your mouth in shape. Unless your family health insurance includes a good dental plan, you will want to pay attention. And let’s be honest a healthy mouth is good for your body and for your wallet, so you will want to pay attention anyway.

    The article does state that taking really good care of your teeth will prevent any heart disease, but they suggest that those who have goo dental hygiene tend to be those who have a good overall health in general. Extra

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    Tags: Heart, Heart Health
    Posted in Latest Insurance News | No Comments »

    Capital Insurance Group Adds Account Executives in Washington

    February 13th, 2011

    Monterey, Calif.-based Capital Insurance Group , a regional property and casualty insurer serving the Western United States, has added Kathy Rongey and Sheila Donovan to the Underwriting Division in Washington State.

    Both will be account executives and will have front-line commercial underwriting responsibilities, promoting CIG’s personal, commercial and agricultural product lines in the state, and actively seek Washington-based insurance agencies to partner with as CIG continues to expand its business in the Northwest.

    Rongey has more than 25 years of experience in the commercial insurance industry. S

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    Tags: Capital Insurance, Capital Insurance Group, Group, Insurance Group
    Posted in Insurance Tips | No Comments »

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