How Do I Get a Copy of My SSI Award Letter?
May 28th, 2011
You will need your Social Security number to process your award letter request.
SSI, or supplemental security income, is income provided by the Social Security Administration for people with low income who are blind, disabled or over the age of 65. Your SSI award letter — also known as a proof of income letter — is a letter stating what your monthly SSI benefits are.
Tags: Award Letter, Letter
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Two-Way Truce Can Improve Health Care
May 23rd, 2011
Last week, 42 freshman House Members sent a letter to President Barack Obama urging him to stop Democrats from employing “Mediscare” tactics on them and their colleagues for their votes in support of Rep. Paul Ryans (R-Wis.) Medicare proposal and other health care policy changes.
Lots of columnists, pundits and pols hooted at this, given that most of the freshmen had run for their jobs by treating the Patient Protection and Affordable Care Act, aka Obamacare, as a piñata, railing against death panels and its burn-and-slash approach to Medicare, which in turn had rallied senior support to the GOP cause.
I could hoot at the hypocrisy, too, even as I wish we could tone down the rhetoric and find a way to actually have–I shudder to use the hackneyed phrase, but will–an “adult conversation” about the urgent need to find some common ground on health care reform. Som
Tags: Care
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Affordable Care Act Helps Fight Unreasonable Health Insurance Premium Increases
May 19th, 2011
Today, The Department of Health and Human Services (HHS) issued a final regulation to ensure that large health insurance premium increases will be thoroughly reviewed, and consumers will have access to clear information about those increases. Combined with other important protections from the Affordable Care Act, these new rules will help lower insurance costs by moderating premium hikes and provide consumers with greater value for their premium dollar. In 2011, this will mean rate increases of 10-percent or more must be reviewed by state or federal officials.
“Effective rate review works – it does so by protecting consumers from unreasonable rate increases and bringing needed transparency to the marketplace,” said HHS Secretary Kathleen Sebelius. Read full post…
Tags: Increases, Insurance Premium, Insurance Premium Increases, Premium Increases
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Is There an Automatic Stay Protection for a Co-Debtor Under Chapter 7 Bankruptcy?
May 17th, 2011
Two people filing jointly for Chapter 7 bankruptcy are entitled to equal protection under federal bankruptcy laws — including the automatic stay. Married couples and individuals are eligible for Chapter 7; unmarried individuals cannot file jointly. The automatic stay is a major reason why some couples file for bankruptcy. The stay is a legal injunction signed by a judge and is granted to everyone filing for bankruptcy.
Tags: Automatic Stay, Bankruptcy
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Health Insurers Making More Money Than Ever While People Postpone Medical Care
May 14th, 2011
If people continue paying their premiums but use medical services less, health insurers make more money because they have to pay out less. It is an irony that as people struggle and postpone medical care, the insurance companies thrive. It is one of the paradoxes of a recessionary environment
Both UnitedHealth Group and Cigna have noticed a drop in hospital stays and medical use.
So far, the irony is understandable. It is like a year with no natural disasters, insurance companies make more money. Read full post…
Tags: Health Insurers, Medical, Postpone Medical
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How to Grant Permission to Use a Credit Card
May 14th, 2011
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Allowing a family member or friend to become an authorized user of your credit card is a common way to help him or her establish credit. Granting access is easy, but authorized users should be aware that they won’t be able to make changes to the card’s limit or other terms.
Tags: Credit, Credit Card
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House Insurance: How to Reduce the Costs of Home Cover
May 10th, 2011
How to Save Money on UK Home Insurance – Photo by playboy There are specific ways you can lower premium costs for home insurance. Security, crime prevention groups, higher excesses and smart shopping can all help.
If youre looking for new home buildings and contents cover, it may be tempting to simply shop around, find the lowest quote and buy that. This may save you some money. But, if you really want to access discounts and reduce your overall house insurance costs, you may need to think smarter.
Tags: Home, Home Cover
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AARP Urges Congress To Reject Legislation That Could Leave Hundreds Of Thousands Without Health Coverage
May 9th, 2011
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AARP today voiced its opposition to legislation that would eliminate the Medicaid Maintenance-of-Effort (MOE) requirements included in the Patient Protection and Affordable Care Act that is being considered in the House Energy and Commerce Health Subcommittee.
The legislation, H.R.1683, could lead to the loss of vital protections for health care access for older Americans, persons with disabilities, and children, effectively allowing states to cut eligibility for Medicaid and the Children’s Health Insurance Program. Read full post…
Tags: Health, Thousands Health
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