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Study Finds High-Deductible Health Plans Pose No Special Risks To The Medically Vulnerable

April 21st, 2011

People who are medically vulnerable – those with low incomes or chronic health problems – who enroll in high-deductible health plans are at no more risk for cutting back on needed health care than other people who enroll in the plans, according to a new RAND Corporation study.

The findings, from the largest national study to examine the affects of high-deductible health plans, contradicts some of the earlier small studies that found medically vulnerable individuals cut back more than other people enrolled in the health plans.

The project examined the first-year experiences of more than 360,000 families nationwide who enrolled in high-deductible health plans offered by their employers from 2003 to 2007. Read full post…

Tags: Health Plans, Medically Vulnerable, Vulnerable
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Obama Plans to Reduce Spending in Medicare and Medicaid

April 18th, 2011

President Barack Obama plans to make a speech on Wednesday that addresses numerous debt issues, including that of the Medicare and Medicaid programs. Media reports predict his discussion will lean towards reducing spending in both programs to contribute to reducing a $4 trillion deficit over the next 10 years.

Cutting Excess Health Care Spending a Must

Some say the president is placing the need to cut excess health care spending in the nations biggest benefit programs at the top of his agenda on Wednesday as he proposes ways to reduce the deficit.

While some of his plans contrast the $5 trillion in cuts his Republican opponents proposeincluding his push to increase taxes for the wealthysome worry his proposal to make cuts in Medicaid and Medicare fall too closely in line with Republican ideas.

Currently, he is expected to make changes to the programs, but there is no official word beyond speculation of what those changes will be.

Republican Suggestions for Medicaid and Medicare

On the Republican side, lawmakers pushing their $5 trillion deficit reduction proposal also want to make cuts in the benefits programs.

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Tags: Medicaid, Obama Plans
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South Carolina Bankrupty Laws

April 17th, 2011

While bankruptcy relief is a federal process, some laws such as those regarding income qualification and asset exemptions apply specifically to South Carolina residents. Most people who file personal bankruptcy in the state choose a partial debt repayment plan in Chapter 13 or request forgiveness of approved bills in Chapter 7.

  1. Bankruptcy Basics

    • You must have lived in South Carolina for at least six months to file bankruptcy as a resident of the state.

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Tags: Laws, South Carolina
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Elsevier/MEDai Predictive Analytic Solutions Chosen By Lovelace Health Plan

April 17th, 2011

Elsevier / MEDai, a leading health information company with award-winning solutions for the improvement of care delivery, has announced that Lovelace Health Plan in New Mexico has purchased several products in MEDai’s suite of Risk Navigator products to drive quality outcomes through predictive analytics. Lovelace will use Risk Navigator Clinical®, Risk Navigator Performance® and Risk Navigator Financial®.

Lovelace chose the suite of Risk Navigator products because of its ease of use, reliability and transparency of risk predictions, integration of evidence-based medicine guidelines, and the speed and thoroughness of implementation. Read full post…

Tags: Health Plan, Lovelace Health, Lovelace Health Plan, Plan
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Can You Write Off Criminal Defense Expenses on Your Taxes for the IRS?

April 14th, 2011



Be careful deducting criminal-defense legal fees lest you make a return trip to the judge.

It’s bad enough to be a defendant in a criminal matter, but then, after the case is adjudicated, your attorney will send you a bill. Although some legal fees are allowable as deductions, these generally relate to keeping your job.

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Tags: Defense, Defense Expenses
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Need cash money? Get AZ tittle loans for you

April 12th, 2011

Sometimes, we are being out of control when we are expense our money. It’s being okay if we spend our money for something but how if some our expenditure is for nothing? no matter what kind of thing that buy in beginning of the month, in the end or the month all of your expenditure bills will come to you. In the end of month usually is the hard time, because we must pay all of the bills or if we can’t pay it, the high interest fee will kill us. Facing this kind a situation, what do you need just the cash money from the trusted AZ tittle loans.

The AZ title loans are the right alternative for you if you need to get cash money immediately. The

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Tags: Money, Money Get
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House Republican Budget Cuts Would Have A Devastating Impact On Wisconsin’s Seniors And Children

April 9th, 2011

The budget introduced this week by Republicans in the U.S. House of Representatives slashes $41.1 billion in federal funding for Medicaid, Medicare, and other health coverage programs in Wisconsin over the next 10 years, with $23.8 billion cut from Medicaid alone, according to an analysis released today by the consumer health group Families USA.

These cutbacks will have a disproportionate impact on Wisconsin’s seniors. The Medicaid program is the largest payer of long-term care, including half of all nursing home costs. Medicare provides health coverage for seniors over 65 years of age.

The Medicaid cuts will also have an adverse impact on Wisconsin’s children. Read full post…

Tags: Budget, Budget Cuts
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Medicare Announces 2011 Funding For State Health Insurance Programs

April 6th, 2011

The Centers for Medicare & Medicaid Services (CMS) announced that nearly $46.5 million for basic grant funding will be distributed to State Health Insurance Assistance Programs (SHIPs) on April 1, 2011, to help people with Medicare, and those who care for them, receive information and counseling about their health benefits and choices. These grants are available to the 54 SHIP organizations in the United States and its territories for the funding year that runs from April 1, 2011, through March 31, 2012.

“With these funds, SHIPs will provide counseling to beneficiaries, encouraging them to use the new annual wellness visit and other preventive services that the Affordable Care Act provides at no cost to beneficiaries,” said CMS Administrator Donald Berwick, M.D. Read full post…

Tags: Health Insurance, Programs, State Health, State Health Insurance
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