Archive for the ‘Latest Insurance News’ Category
Can You Write Off Criminal Defense Expenses on Your Taxes for the IRS?
April 14th, 2011
It’s bad enough to be a defendant in a criminal matter, but then, after the case is adjudicated, your attorney will send you a bill. Although some legal fees are allowable as deductions, these generally relate to keeping your job.
Tags: Defense, Defense Expenses
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Florida State Regulations for Phlebotomist
March 28th, 2011
Phlebotomists work with patients to draw blood for analysis. Such a person must be comfortable working with people and needles, and have an easygoing manner to help put people at ease. Working in proximity to blood requires an understanding and the practice of the necessary health and safety protocols, not only to protect the patient, but also to protect you from infectious diseases often found in the blood.
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‘ObamaCare’: A Healthcare Business Killer
March 25th, 2011
What is the shape of the healthcare business? By next year, more than 60 percent of America’s practicing doctors will be salaried employees of hospitals or health plans.
Big health insurers like Aetna and United Healthcare are continuing to get out of the business of taking actuarial risk for the health of their members. They’re gobbling up data and technology businesses, and morphing into service providers. Their aim is to sell products like electronic health records, data, and information technology programs to the person taking all the budgetary risk in the future – Uncle Sam.
Read Tom Miller’s related article, “One Year In, Americans Want a Divorce from ObamaCare.”
Hospitals, for their part, are going to try to turn themselves into regional health plans by consolidating local medical providers. Their
Tags: Business, Healthcare Business
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Diabetes: How to get tested, what to look for
March 20th, 2011
I recently wrote about one of the affects of diabetes: the peril of your feet. Diabetes can affect your feet, and not taking care of it can result in sores on your feet, or even worse, amputation.
But the big question on most peoples minds is: what is the difference between Type 1 and type 2 diabetes?
Type 1 diabetes is a disorder where your body does not make enough insulin (a naturally produced substance in your body that helps digest sugar). The body turns on the pancreas (the creator of insulin) and attacks it, resulting in a insulin deficiency. This type of diabetes is usually discovered earlier in life. It can be linked to genetics. The is no treatment for Type 1 diabetes.
Tags: Diabetes, Diabetes Get
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Depression: take charge of your mental health
March 2nd, 2011
I have been talking a lot about mental health these days. Because it is just as important to take care of yourself mentally and it is to take care of yourself physically. At work we had a presentation by a local therapist about depression. This article is adapted from her presentation. Not really an upper right? But what she said was interesting. A lot of people would not admit that they are depressed. Thoughts of shame and guilt flood their mind. While breaking your leg seems to be an acceptable ailment, depression is not. Insensitive people might say, “Get over it; it’s no big deal.” But to those who suffer from depression, it is a big deal.
Some studies say that more than 9 million Americans suffer from depression. And t
Tags: Health, Mental Health
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The Withdrawal of Supplemental Annuity Plans
March 1st, 2011
A supplemental annuity plan is a tax-deferred annuity bought through financial advisers licensed for state life insurance sales. The deferred annuity doesn’t reduce annual income based on contributions; there is no contribution limit. Earnings grow without tax consequence until taken out. The withdrawal of an annuity is also referred to as a distribution or surrender.
IRS Regulations
Tags: Annuity, Supplemental Annuity
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Veterans Benefits From the U.S. Government
February 23rd, 2011
Veterans receive U.S. government benefits, including education benefits. Fotolia.com”>
Because of the nature of their service to the United States government, veterans have access to numerous benefits, ranging from home loans to specialized memorial services. Knowing which benefits from the government are available to veterans will help ensure that you have access to all entitlements associated with serving in the U.S. military.
Compensation and Pension
Tags: Government
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10 Ways to Save Money on Your Home Insurance
February 19th, 2011
Here are 10 top tips to help you lower your home insurance premium. Keep your house protected without paying outrageous home insurance premiums.
With the everyday cost of living going up and a continually bleak economic situation, everyone is trying to save money at the moment. One of the biggest monthly costs the average person faces is utility bills and for homeowners this includes home insurance.
If you own a property then you will need to cover it with home insurance or property insurance and this can cost a lot. However, there are many ways in which you can quickly and easily lower your home insurance premium.
Tags: Home Insurance, Insurance
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