Archive for the ‘Latest Insurance News’ Category
Is There an Automatic Stay Protection for a Co-Debtor Under Chapter 7 Bankruptcy?
May 17th, 2011
Two people filing jointly for Chapter 7 bankruptcy are entitled to equal protection under federal bankruptcy laws — including the automatic stay. Married couples and individuals are eligible for Chapter 7; unmarried individuals cannot file jointly. The automatic stay is a major reason why some couples file for bankruptcy. The stay is a legal injunction signed by a judge and is granted to everyone filing for bankruptcy.
Tags: Automatic Stay, Bankruptcy
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House Insurance: How to Reduce the Costs of Home Cover
May 10th, 2011
How to Save Money on UK Home Insurance – Photo by playboy There are specific ways you can lower premium costs for home insurance. Security, crime prevention groups, higher excesses and smart shopping can all help.
If youre looking for new home buildings and contents cover, it may be tempting to simply shop around, find the lowest quote and buy that. This may save you some money. But, if you really want to access discounts and reduce your overall house insurance costs, you may need to think smarter.
Tags: Home, Home Cover
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Halifax Home Insurance Uses Burglars to Learn About Theft Trends
May 2nd, 2011
How do Burglars Target a Home? – Image by immrchris A report commissioned by Halifax Home Insurance polled burglars to learn more about how homes are targeted for theft. What do criminals look out for?
A report released by Halifax Home Insurance in March 2011 used the attitudes and opinions of criminals about to be tried for burglary convictions to learn more about how homes are targeted for break-ins. What do burglars look for and what will put them off trying to break into your property?
Using the Criminal Mind to Deconstruct Burglary Habits
This report used a variety of techniques to try and establish how criminals target homes.
Tags: Halifax Home, Halifax Home Insurance, Home Insurance, Theft
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DIY Reduce Your Debt
April 30th, 2011
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A solid plan can help reduce your debt. The rate that you’re able to pay down balances depends largely on how much debt you carry, and how much you’re willing to sacrifice. Debt elimination is a process, and you shouldn’t expect overnight results.
Tags: Debt
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Credit Card Debit Advice
April 27th, 2011
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Many people find themselves in a lot of credit card debt. Having too much debt makes it difficult to pay the bills each month. Even if people do not have trouble paying their bills at the moment, loss of income can change all that in an instant.
Tags: Card, Credit Card
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(Mis-)Using the Tax System to Subsidize Health Spending
April 24th, 2011
Health reform created the opportunity to redirect tax incentives to promote greater equity, efficiency, and choice in insurance markets. The opportunity, however, has largely been lost. First, tax credits for insurance will be available only through new health insurance exchanges, not to workers with coverage through their employers, which discriminates against one group of low-income people over another based on where they work, not what they can afford. Second, the “Cadillac” tax on high-cost insurance is intended to improve incentives for efficiency in the health system, but it is only a half step that also creates new inequities. Thi
Tags: Health, Health Spending
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Airing Grievances with ObamaCare
April 23rd, 2011
Thank you very much, Grace-Marie, Jim, Bob, and all the other folks at our respective institutions and to HarperCollins for making this wonderful book project possible. Id like to thank the Obama Administration and the last Congress for making this necessary, but I dont want to. So lets just continue our collective Heimlich maneuver to dislodge whats stuck in our throats. Our books written to provide you with a firm foundation and understanding of the serious consequences of the un-Affordable Care Act, or aka-ACA, for Americans in various slices of life.
I think we do that in a clear and accessible manner, at least my co-authors did. But
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South Carolina Bankrupty Laws
April 17th, 2011
While bankruptcy relief is a federal process, some laws such as those regarding income qualification and asset exemptions apply specifically to South Carolina residents. Most people who file personal bankruptcy in the state choose a partial debt repayment plan in Chapter 13 or request forgiveness of approved bills in Chapter 7.
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Bankruptcy Basics
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You must have lived in South Carolina for at least six months to file bankruptcy as a resident of the state.
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Tags: Laws, South Carolina
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