Archive for October, 2010
Renting Equals More Freedom
October 28th, 2010
Buying is better than renting. You’re going to hear that repeatedly. It’s so woven into the fabric of who we are as a society that most of accept it as being true without giving any real thought to it. Unless the mortgage is a whole lot more expensive than rent for a similar place, we figure that we’re better off buying a home. We don’t even generally stop to consider the difference in price between such peripheral expenses as renters insurance and home owner’s policies.
So, is buying really better? It really depends on who you are and what’s important to you. There are s
Tags: Renting, Renting Equals
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Adding Adult Children Back to Your Health Insurance Policy
October 26th, 2010
Recent changes to health insurance implemented through President Obama’s health care reform bill have made it possible for twenty-somethings who would otherwise have no coverage to be added back on to their parents’ policies. Now, anyone age 26 and under is eligible to remain on Mom or Dad’s employer-sponsored health insurance plan, even if they’re no longer a student or living at home.
That’s good news for an age group that has a hard enough time paying off fresh student loans, let alone healthcare premiums. However,
Tags: Health Insurance, Insurance
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Researchers Eye Soda as Culprit in Diabetes
October 26th, 2010
Avoiding chronic health conditions like diabetes is one way to steer clear of the high health and life insurance premiums that tend to come with these illnesses.
In recent years, this has become a growing problem for millions of Americans struggling to maintain a healthy weight and a proper diet. Among the culprits in this problem, excessive consumption of heavily sweetened sodas and other beverages have frequency been cited.
Tags: Culprit Diabetes, Diabetes
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48 Articles with Tips on Renting the Perfect Vacation Home
October 23rd, 2010
When going on a vacation many families like to rent vacation homes. You can typically get them for a better rate than a hotel and can combine paying for them with another family. You are going to get more for your money than just one hotel room. If you are considering renting a vacation home then you should take a look at these articles. They can help you find the perfect home for your vacation and avoid some of the horror stories you hear.
- Perfect Places: If you are looking for a vacation home stop here to get some tips and ideas on where to go.
- How to Find the Perfect Home: Here are a few tips you should follow to insure the perfect vacation.
- Get Help: Here you can get help picking a rental.
Tags: Home, Vacation Home
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Long-Term Care Insurance Important for Retirement Planning
October 22nd, 2010
Long term care insurance is an increasingly important part of an individual’s retirement planning, especially in light of the ever-rising cost of nursing home care and other services not covered under Medicare.
To help consumers make the right decisions on their long term care insurance needs, the National Association of Insurance Commissioners offers some tips on its website.
The organization also points out that long term care needs may range from home health aides and adult day care to assisted living and hospice services.
Tags: Care Insurance, Planning, Retirement Planning
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Small business liability insurance
October 22nd, 2010
When you’re looking for a perfect insurance company that will cover your business there are some things that you have to make sure you ask any insurance company before you get a quote. You could end up getting insurance that you no longer need if you do not know what you are asking for. Small business liability insurance is one of the best things that you can have in order to protect you and your belongings. If you’re looking to get small business liability insurance there are some things that you have to make sure that you ask any insurance company before you commit to that company. He Read full post…
Tags: Insurance
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How to Save on Budget Car Insurance
October 22nd, 2010
Request a detailed policy quotation if you already have insurance in place, or a detailed quote if you are buying new coverage. The quote you receive should break down the cost of each type of coverage you have, including collision and comprehensive coverage, bodily injury coverage and property damage coverage.
Check the value of your vehicle with an authoritative source like Kelly Blue Book (see Resources). Consider dropping the collision and comprehensive coverage if the cost of that coverage exceeds 10 percent of your car’s value.
Tags: Insurance
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Consumer Advocates Favored in Key Health Insurer Spending Provision
October 22nd, 2010
On Thursday, state insurance regulators finalized their recommendations on how to present a provision of the new health care law to the Obama administration. This provision works largely in favor of consumer advocates and could disappoint officials in the insurance industry.
Medical Loss Ratio Rules
The provision of health reform law is known as the Medical Loss Ratio rules and is being proposed by the National Association of Insurance Commissioners (NAIC).
Tags: Provision
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