Archive for August, 2010
Answer Questions By Asking Them
August 29th, 2010
So you’ve got a customer who’s just loaded up with questions about the policy you’re selling: The features, the cost, the coverages, everything. What do you do?
Ask him or her a few questions back.
While you should be careful not to overuse this technique, it is an excellent marketing strategy that increases the close rate significantly. Why? It leads the client to choose your service without even realizing it. As you ask the customer more questions, you lead him or her into building the policy for themselves. For instance, if a client asks if it is easy to add a family member to their policy, you could answer, “Would you like to add your
children now?” But be cautious. G
Tags: Questions, Questions Asking
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List of Non-Standard Auto Insurance in the State of Texas
August 27th, 2010
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texas proud image by buckwheat from Fotolia.com Non-standard auto insurance policies have been sold in Texas since 2005. Texas is one of the few states that regulates certain types of insurance policies by requiring them to be written in a pre-determined, standardized form. Until 2005, auto insurance was one of the standardized types of insurance. Though the standardized policy is still available for sale, non-standard insurance coverage has also been sold in Texas since 2005. You can make wise auto insurance choices if you know the difference between standard and non-standard coverage.
Tags: Auto Insurance, Texas
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Bristol West Auto Insurance Renamed Foremost
August 26th, 2010
Foremost Insurance Group announced it has re-branded Bristol West Auto Insurance to the Foremost brand to support the company’s market strategy.
Both Foremost and Bristol West were acquired by Farmers Insurance Group — Foremost in 2000 and Bristol West in 2007. As a part of the decision to place all independent agency business under the Foremost name, the Bristol West brand will be transitioned to Foremost in all states by year end.
“Moving to a single brand for independent insurance agencies and our customers will strengthen recognition in the industry,” says Bob Sadler, vice president of independent agency operations.
Tags: Auto Insurance, Foremost, West Auto, West Auto Insurance
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Is Medical Tourism a Safe Alternative to U.S. Healthcare Costs?
August 24th, 2010
Healthcare is a huge expense Americans struggle to deal with daily, especially for those without health insurance. In fact, the United States offers some of the most expensive healthcare in the world. Yet, as of 2007, over 45 million Americans lacked health insurance and even more were under-insured. That’s why more and more people are turning to medical tourism as a way to save money on the expenses associated with various medical needs.
In fact, medical tourism is a rapidly growing industry and it’s no wonder. Tags: Alternative Healthcare, Healthcare August 24th, 2010 Tags: Crash Laws, Laws August 23rd, 2010 Tags: Consider, Should Consider August 22nd, 2010 The Boston Globe: “When an insurance appeals board issued a surprise ruling on June 24 toppling the Patrick administration’s cap on Harvard Pilgrim Health Care’s premium rates, there was little time for gloating in the health insurer’s executive offices. … A week letter, Harvard Pilgrim struck a deal with regulators voluntarily limiting its 2010 rate increases to single digits. … That decision reflects the pragmatic approach of [Eric H. Schultz, chief executive of Harvard Pilgrim], a soft-spoken industry veteran who has found himself at the center of the health insurance storm in recent months and is emerging as a tougher competitor to the larger Blue Cross Blue Shield of Massachusetts. Tags: Harvard Pilgrim, Insurance August 22nd, 2010 Oklahoma will be holding a runoff between two Republicans hoping to be the state’s insurance commissioner during its primary election on Tuesday. All registered Republicans will be able to cast a ballot because of the statewide insurance commissioner’s race. Oklahoma has a closed primary system. Former Insurance Commissioner John Crawford, 78, of Oklahoma City and John Doak, 47, a former insurance agent and executive from Tulsa, are vying to run against Democratic incumbent Kim Holland in the general election. Early voting continues from 8 a.m. to 6 p.m. on Monday at county election board offices. The polls will be open Tuesday from 7 a.m. Tags: Insurance Commissioner, Tuesday
Posted in Insurance Tips | No Comments »Idaho State Auto Insurance Crash Laws
idaho image by Allyson Ricketts from Fotolia.com Every Idaho driver must be properly insured at the time of a crash. Automobile crash laws in Idaho are very specific. For example, Idaho Statute 49-1301 states that anyone who causes an accident must stop at the accident scene or as close as possible and make every effort to remain there until all other provisions of the law regarding accidents are fulfilled. Auto insurance laws are similarly detailed. The two sets of laws overlap only briefly, however, so there are few state laws regarding auto insurance at the time of a crash.
Posted in Latest Insurance News | No Comments »What Types of Property Insurance Should I Consider Buying?
the programmer and a computer image by Andrey Andreev from Fotolia.com Freelance designers, for example, should consider insuring their computers against equipment failures and other disasters. Property insurance is one of the most important things you can purchase, whether you are a homeowner, renter, business owner or simply a self-employed contractor. Property insurance assures that your assets are protected in the event of a disaster or unexpected event.
Posted in Latest Insurance News | No Comments »Harvard Pilgrim CEO Works To Contain Costs, Negotiate With State Insurance Regulators
Posted in Insurance Tips | No Comments »Oklahoma Republicans to Determine Insurance Commissioner Candidate Tuesday
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